I am David Edwards. I grew up in Mobile, AL. After graduating from McGill-Toolen Preparatory school, I graduated with honors from the University of South Alabama with a BS in Finance. I have been a loan officer since 2006, and consistently have the highest customer satisfaction record. I know the business inside and out, and I deliver on my promises. I am licensed for every type of loan; Conventional Fannie Mae, Freddie Mac, VA, FHA, USDA, and HARP. I can tell you what program is best for you, and what will save you the most money, and why. If you do not qualify immediately, I can tell you exactly how to get qualified, usually within 30 days or less. I am an expert on analyzing your credit and telling you how to improve it. I have a reputation for being open and honest, and I will advise you if refinancing is not in your best interest.

If you are buying a home, I will get your loan approved fast to meet your contract deadlines. My average loan approval time is 7 days from receipt of the appraisal, if one is required. My pay is not based on selling you a higher rate like you will find at most companies. I get paid the same for closing a loan at 1% rate or 4% rate. I am working for your best interest. I will get you the best deal guaranteed. I provide every customer with my cell number, and welcome you to call me any time day or night.