Our Privacy Pledge

• We do not sell or rent customer information


• We share customer information with certain employees and with companies providing services on our behalf in order to service your needs.


• Our policy is to require all employees and companies providing services on our behalf to keep customer information confidential.


• Our privacy policy applies to potential customers as well as current and former customers.

Safeguarding Personal Information

We have adopted policies and procedures designed to protect your personal information from unauthorized use or disclosure.

• We have implemented physical, electronic and procedural safeguards to maintain confidentiality and integrity of the personal information in our possession and to guard against unauthorized access. These include among other things, procedures for controlling access to customer files, building security programs and information technology security measures such as the use of passwords, firewalls, virus prevention and use detection software.


• We continue to assess new technology as it becomes available and to upgrade our physical and electronic security systems as appropriate.


• Our policy is to permit employees to access your personal information only if they have a business purpose for using such information, such as administering, providing or developing our products or services.


• Our policy, which governs the conduct of all of our employees, requires all employees to safeguard personal information about the consumers and customers we serve or have served in the past.

Information We Collect About You

We collect information about you to help us serve your financial needs, to provide you with quality products and services and to fulfill legal and regulatory requirements. We consider non-public information about you in our possession to be personal information, even if you cease to be a customer. The personal information we collect about you may include among other things:

• Identifying information, such as your name, age, address, phone number and social security number.


• Employment information.


• Financial information such as your income, assets and liabilities, as well as information about your savings, investments, insurance and business.



Typically, we collect this information on applications and other forms you complete, through conversations you may have with our loan originators and processors, with our other representatives, and in some cases, over our website. We may also collect information from a wide range of other sources in order to process and/or underwrite your loan. These sources may include among others, employers, attorneys, banks, title insurers, insurance companies and credit reporting agencies.

Sharing Information with Companies That Provide Services for Us

We share personal information about you, as required or permitted by law, with third parties, such as service providers who assist us in the day to day operations of our company in the administration, processing, servicing and sale of your loan. These third parties include among others, title companies, appraisers, insurance companies, underwriting services, processing services, printing companies, software providers, marketing services and purchasers of loans. Our policy is to require third party service providers to enter into confidentiality agreements with us, prohibiting them from using any personal information they obtain for any other purpose other than those for which they were retained or as required by law. We may also disclose information about you, when necessary or required, in legal and arbitration proceedings and to government agencies.

Remarketing

One of the products that we utilize is a Google remarketing product which enables us to show you advertisements for AMIC when you visit other sites in the Google advestising network or in third-party networks. AMIC is able to do this through the use of cookies. The sole use of these cookies is to simply show you advertisements for our site, they are not being used to track you in any other way. Moreover, AMIC does not link the information in the cookies or any other cookie to any personal information that you may have provided. If you would prefer to opt out from receiving personalized banner advertisements through Google please see thier Policies & Principles page.

Changes to Our Privacy Policy

We may make changes to our privacy policy in the future. If you choose to receive e-mail messages or newsletters from us, you may later modify your choice by contacting us at 1-877-621-3557. You also will be given the opportunity, in any general bulk commercial e-mail that we send to you, to opt out of receiving such messages in the future. We will attempt to address your request immediately but it may take up to 10 days for us to process an opt-out request. We may send you other types of transactional and relationship e-mail communications, such as processing requests, conditional loan offers, requests for additional information, service updates or announcements, administrative notices and surveys, without offering you the opportunity to opt out of receiving them. Please note that opting out of receipt of promotional e-mail communications will only affect future activities or communications from us. Note: If we have already provided your information to a third party as part of your loan application then you may have to change your preferences directly with that third party.

Our Do Not Call policy states that you may instruct us not to call you for marketing purposes by informing us at 1-877-621-3557. Our employees are trained through Policies and Procedures to take action on your instructions within 30 days. Please note that we may still need to contact you for legitimate business reasons such as servicing of your loan or other non-marketing purposes.

If you do not want us to send you postal mail for marketing purposes, you may remove your name from current and future mailing lists by contacting us at 1-877-621-3557.

Contacting Us

If you have any questions about this privacy policy, please write us at:

Advance Mortgage & Investment Company, Inc.
30500 State Highway 181, Suite 460
Spanish Fort, AL 36527