Purchasing A Home

Whether you are a first-time home buyer, or are purchasing a new or second home, we have an assortment of tools and loan programs to meet your individual financing needs. We will guarantee you the best loan with the personal service you just can't find at the "big" banks.

Ready to get Pre-Approved for a Home Loan?
Call Now! 1-877-621-3557 for a no obligation consultation and pre-approval.

How Much House Can You Afford?

Many sites offer generic mortgage calculators designed to estimate how much you can afford to spend on a home. You won't find any mortgage "guesstimators" on our site because we prefer to speak with you one-on-one. The truth is, purchasing a house is a complex financial process and is dependent on so many variables that there's just no way a simple online calculator can offer real answers.

We'll review your information, answer questions, and offer real advice and real answers. We'll also get you pre-approved for financing, which will simplify the purchase process and can put you ahead of other buyers who may be interested in the same property.

Owning your own home can provide many benefits. In addition to the satisfaction of being a homeowner, you can build equity, enjoy tax deductions*, and take control of your personal living environment.

You'll find negotiating the purchase of your new home much easier if you are pre-approved for financing. Pre-approval assures sellers of your viability and establishes your purchasing power. Apply Now to get pre-approved today.

*Contact your tax advisor to confirm tax deductibility of any loan.

Which Loan is best for You?

To help determine the best loan program for you, consider the following:

How important is payment certainty?

If knowing that your payment will be the same every month is important, consider a fixed-rate mortgage.

How important is rapid equity buildup?

If rapid equity buildup is a factor, consider a shorter term, such as a 15-year, fixed-rate mortgage.

How important is it to have the lowest payment possible?

Going from a 15 or 20 year term to a 30 year term may substantially reduce your payment. You should also consider an adjustable rate mortgage if you plan to be in your home 10 years or less.

Loan Programs

We have highlighted the most common loan programs below. The characteristics and benefits of each loan program are unique, so give us a call and we'll gladly go over the details and help you decide which program will best fit your goals.

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