This program is designed to ensure you get the most benefit possible from your loan. We guarantee you the lowest rate for the life of your loan and if you do ever need to refinance we will cover most of your closing costs for you. No one in the industry even comes close to our Lifetime Guarantee.

Program Details

AMIC is proud to offer the "RateGuard Life" refinance program*, the mortgage industry's longest Low-Rate Guarantee. Close a mortgage loan with us today, and if you ever need to refinance (rates drop, streamline, or IRRL), we will cover all of the following closing costs:

  • Processing Fees
  • Appraisal Fee
  • Appraisal Services
  • Credit Report
  • Tax Certification Fee
  • Flood Life of Loan Fee
  • Flood Certification Fee

* Please note that RateGuard Life program does not apply to cash out refinances, only rate term refinances.

The RATEGUARD Life program covers all closing costs listed above. Any additional closing costs are the responsibility of the borrower. Program applicable to mortgage loans closed with AMIC on or after 04/01/2011. This offer is valid once per mortgage and only applies to refinance loan transactions on the originally financed property address with the original borrower/co-borrower. Your loan approval for the future refinance is not guaranteed. You must fully qualify for the selected refinance and meet all the requirements of the loan program you select at the time you apply for the refinance. The appraised value of your home for the future refinance is not guaranteed. The interest rate for the future refinance is not guaranteed. You will have to qualify for the loan requested, and will be quoted the interest rates in effect at the time of your next refinance. This promotion cannot be combined with any other offer. Some restrictions may apply.